Our point of view contains following information:

  • Business continuity
  • Identifying risks in your health and benefit plan
  • Keys to managing risk in your health and benefit plans

Extracts from the report - preface

There’s nothing more critical to the health of a business?than the health of its people. We believe it’s essential to understand and address people risks, including the?threats posed to a business if the physical, emotional, and financial health of its workforce is compromised. Employee?benefit plans can be a critical component of risk strategies while supporting firm-wide goals for community and?social responsibility.

The COVID-19 pandemic has highlighted the many ways that poor management of people risks can lead to business disruptions. Some of these risks have been?clear for decades, such as lower output from business disruption or slower productivity owing to a disengaged workforce. But there are less obvious ones?too: A business’s reputation is more fragile than ever. Being seen as disorganized?or indifferent can impede a firm’s ability to recruit long after the worst is over. Likewise, the risks of safety incidents and data privacy violations increase during periods of crisis, which can lead to regulatory penalties.

However, these areas of vulnerability can also be made into positions of strength, allowing proactive firms to gain a competitive advantage over slower-moving?rivals. By managing their plans judiciously, organizations can help support their business objectives and minimize unplanned costs and brand damage. In this paper, we identify crucial ways that health and benefit plans can reduce people risks at times of crisis.

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What’s at risk

If benefits aren’t managed for risk, companies can?suffer from:

  • Business disruption.
  • Low productivity and poor performance.
  • Unexpected financial risks.
  • Rising costs.
  • Damaged reputation.
  • Safety incidents and violations.
  • Compromised data privacy.
  • Regulatory penalties.
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